Notify Bank Before Traveling Regions (2024)

Notify Bank Before Traveling Regions (1)

When travelling, it is important to notify your bank and credit card company of your plans to avoid any issues with your accounts being flagged for fraud. While it is not a requirement to inform your bank of your travel plans, it is highly recommended to do so. By letting your bank know where you are going and for how long, you can avoid the inconvenience of having your card declined due to suspicious activity. This is especially important if you are travelling internationally, as credit card companies are more likely to flag transactions from countries where fraudulent charges occur more frequently.

CharacteristicsValues
When to notify your bankIf you're travelling internationally, it's recommended to notify your bank ahead of time. For U.S. Bank, you can add a notification up to 90 days before your travel date.
How to notify your bankYou can notify your bank through various methods, such as online banking, a mobile app, over the phone, or in person at a branch.
What to include in the notificationInclude the locations you are travelling to and the dates/duration of your travels. You can also add multiple trips or destinations if the dates don't overlap.
Benefits of notifying your bankNotifying your bank can help prevent your cards from being frozen or declined due to suspicious activity. It also allows the bank to protect you against potential fraud.

What You'll Learn

  • Notify your bank and credit card company of your travel plans
  • Provide your bank with your travel dates and destinations
  • Update your contact information
  • Ask about ATM partnerships to avoid fees
  • Set up a travel notification online, on an app, or over the phone

Notify Bank Before Traveling Regions (2)

Notify your bank and credit card company of your travel plans

When you're preparing for a trip, it's important to remember to notify your bank and credit card company of your travel plans. This simple step can save you a lot of hassle and stress while you're away. Here are some detailed instructions on how to do this:

Notify Your Credit Card Company

Your credit card company should be on the list of people you notify about your travel plans, along with friends, family, and employers. Let them know where you are going and for how long. This will help prevent your card from being frozen due to suspicious activity when you are abroad. Many credit card companies have a travel notification system, so check with your issuer to see if they offer this. You can usually set this up online, through a mobile app, or by calling the number on the back of your card.

It is especially important to notify your credit card company if you are travelling internationally. If you are travelling within your own country, it is less likely that your charges will be declined, so a travel notification may not be necessary. However, if you are travelling to another state or region, setting a travel notification is a good idea to avoid any potential issues.

If you have multiple credit cards, set travel notifications for each card you plan to use, including any emergency backup cards.

Notify Your Bank

It is also a good idea to notify your bank, especially if you are travelling internationally. Banks can freeze your account if they detect frequent suspicious withdrawals in a foreign country. By notifying your bank, you can reduce the likelihood of this happening.

If you bank with a large institution, they may have ATM partnerships overseas, which can help you avoid banking fees when withdrawing cash abroad. Ask your bank representative if they have any such partnerships in your destination country.

You can notify your bank of your travel plans by contacting their customer service department, either by phone, online, or in person at a branch. Provide them with your travel dates and destinations, and ask if there are any other precautions you should take to protect your account while travelling.

By taking these simple steps, you can help ensure that your credit cards and bank accounts remain accessible and secure while you're on your trip.

Notify Bank Before Traveling Regions (3)

Provide your bank with your travel dates and destinations

When planning a trip, it's important to notify your bank and credit card company of your travel dates and destinations. This will help ensure that your charges aren't declined when you arrive at your destination and can also help protect you against potential fraudulent activity.

Most banks and credit card companies allow you to add travel notifications to your account. This can usually be done online through your bank's website or mobile app, or by calling the number on the back of your card. It is recommended to provide as many details as possible, including your travel dates, destinations, and any multiple trips or overlapping dates.

For international travel, it is especially important to notify your bank and credit card company. This is because credit card companies monitor accounts for unusual or suspicious activity, and charges from a foreign country may be flagged as suspicious if they are not expecting them. By providing a travel notification, you can help ensure that your charges are not declined.

In addition to notifying your bank, it is also a good idea to carry a mix of cash, credit, and debit cards when travelling. This will help ensure that you have access to funds if any of your cards are declined or frozen due to suspicious activity.

By taking these simple steps, you can help safeguard your credit and bank cards while travelling and avoid the stress of dealing with financial issues during your trip.

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Notify Bank Before Traveling Regions (4)

Before you travel, it's important to update your contact information with your bank. This ensures that they can reach you quickly if they detect any unusual or suspicious activity on your account. Here are the steps you can take to update your contact information:

  • Log in to your online banking account: Using your computer or mobile device, access your bank's website or mobile app and log in to your account. Make sure you have a secure internet connection to protect your sensitive information.
  • Navigate to your profile settings: Once you're logged in, look for the "Profile" or "Account Settings" section. This is where you'll be able to update your personal information, including your contact details.
  • Review and update your contact information: Check the information currently listed for you. Make sure your email address, phone number, and mailing address are all correct and up to date. If any of this information has changed or needs to be updated, follow the instructions provided by your bank to make the necessary changes.
  • Add any additional contact methods: Consider providing multiple ways for your bank to reach you. For example, you may want to add an alternative phone number or email address. This can be helpful if you're travelling and may not have access to your primary contact methods.
  • Set up notifications: Many banks allow you to set up notifications or alerts that can be sent to your email address or phone number. These notifications can inform you about account activity, potential security issues, or other important information. By setting these up, you can stay informed about your account activity while travelling.
  • Confirm the changes: After you've made the necessary updates, review your changes to ensure that the correct information has been saved. You may also receive a confirmation email or message from your bank, outlining the changes made and providing any additional instructions or information.

By taking these steps, you can ensure that your bank has the most current contact information for you. This will help them reach you quickly if they detect any suspicious activity on your account while you're travelling. It's also a good idea to review and update your contact information periodically, even when you're not travelling, to maintain accurate records with your bank.

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Notify Bank Before Traveling Regions (5)

Ask about ATM partnerships to avoid fees

When travelling, it's important to know how to avoid unnecessary ATM fees. One way to do this is to ask about ATM partnerships. Many banks have partnerships with international banks, allowing their customers to withdraw cash from partner ATMs without incurring any fees. This is a great way to avoid ATM fees, especially if you're travelling to a country where your bank has a strong presence.

Before your trip, be sure to contact your bank and ask about any partnerships they may have in the country (or countries) you'll be visiting. They may have a partnership with a large international bank or be part of a fee-free ATM network. For example, the Global ATM Alliance is a network of large banks that have come together to waive fees for customers using partner ATMs.

  • Bank of America has partnerships in several countries, including England, France, Spain, Canada, Australia, and many more.
  • Barclays (England, Wales, Spain, Portugal, Gibraltar, and certain countries in Africa) is part of the Global ATM Alliance.
  • HSBC has ATMs all over the world and is also part of the Global ATM Alliance.
  • Capital One doesn't charge any withdrawal fees, but you will have to pay any fees charged by the local bank.
  • EasyFX offers a travel money debit card that can be used wherever Mastercard is accepted, which includes over 2 million ATMs worldwide.

By taking advantage of these partnerships and using partner ATMs, you can avoid paying unnecessary fees and save money during your travels.

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Notify Bank Before Traveling Regions (6)

Set up a travel notification online, on an app, or over the phone

To set up a travel notification online, log into your account on your bank's website and search for "travel notice" options. If you're having trouble finding this, contact your bank's customer service team for help. You can usually add notifications up to 90 days before your travel date, and you can edit or delete them as many times as you like.

If you're using an app, open the main menu and select "Manage cards". Then, choose the card you'll be travelling with and select "Travel notification". You can then add, edit, or delete your trip details.

If you want to set up a travel notification over the phone, call the number on the back of your card to speak to a customer service representative. They will either direct you to speak to a representative or work with an automated system.

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Frequently asked questions

Banks monitor your accounts for any unusual or suspicious activity. If they see a charge from a location away from home, they may think this is suspicious and decline the charge. Notifying them in advance will help you avoid this.

You can notify your bank about your travel plans by calling them, or via their website or mobile app. You will need to provide details about your destination and travel dates.

You can add a travel notification up to 90 days before your trip.

Notify Bank Before Traveling Regions (2024)

FAQs

Do I need to let Regions bank know I'm traveling? ›

Your Regions chip enabled card is already activated for international use. There are no steps you need to take.

How do I let my bank know if I am going out of country? ›

Setting your travel notice over the phone or in-person

To set a travel alert for your credit card over the phone, call the number on the back of your card to get in touch with your bank. The customer service line will either let you speak to a representative on the phone or work with an automated system.

Do I need to let my bank know I'm going travelling? ›

Larger banks generally grant customers the ability to avoid bank fees when withdrawing cash and reduce the likelihood of your bank flagging your account for spending overseas. As with your credit card, if you're with a big bank, stay on the safe side and notify them of your trip.

Should you notify your bank if you are leaving the country? ›

Notify Your Bank

Inform your bank and credit card company of your travel plans, so they do not flag charges you make in another country as fraudulent. Some companies allow you to enter travel dates online, or call your bank directly.

Do I need to call my bank and let them know I'm traveling? ›

If you already use online banking, there's likely an online travel notice where you can enter your destination and the length of your trip. If you've got multiple countries on your itinerary, you can specify that as well. If you don't have online banking, call your bank to set up a travel alert on your account.

How much is the international fee for Regions? ›

What are the fees for using my Regions credit card in a foreign country? There are no foreign transaction fees on Regions consumer credit cards.

Do I need to call my bank before I leave the country? ›

Before you leave, call your bank or visit their website to let them know that you'll be travelling. They'll usually ask for your destination, the dates of your trip, and the type of card you'll be using. Be sure to provide them with the dates of your trip and the countries you'll be visiting.

Do I need to put a travel alert on my debit card? ›

While you are setting travel alerts, it's a good idea to set one for your debit card as well. The last place you want to be put out is at an ATM machine.

Should I inform my bank if I am going abroad? ›

If you intend to use your personal debit or credit card abroad it is best that you let us know. Telling us in advance that you're travelling will notify our transaction monitoring systems you will be using your debit or credit card abroad. This will help us to reduce the likelihood of your transactions being blocked.

Do I need to let my bank know I'm going abroad first direct? ›

Use wherever you see the relevant card network provider logo displayed - in shops, restaurants, cash machines and even contactless. You don't need to let us know you're going away, we will look out for any unusual spending on your accounts, as we would do when you're here at home.

How much cash can you carry when travelling abroad? ›

However, if you transport, attempt to transport, or cause to be transported (including by mail or other means) currency or other monetary instruments totalling $10,000 (or its foreign equivalent) from the United States to any foreign country or into the United States from any foreign country, you must file a FinCEN ...

Is it better to use a debit or credit card abroad? ›

You can avoid merchant fees

If the debit card isn't charged a processing fee, it would be a better choice.” Also, you may want to consider using a debit card rather than a credit card when making an international purchase if you have a credit card that charges foreign transaction fees.

How do I notify Regions bank that I am traveling? ›

Your Regions chip enabled card is already activated for international use. There are no steps you need to take. If for some reason you are declined while traveling internationally, please contact the number on the back of your card for further assistance.

Do you still need to notify bank of travel? ›

Most credit card issuers no longer require notification before you go on a trip; however, some card companies still ask you to notify them when you're traveling internationally.

Can I use my debit card internationally? ›

It's possible to use a debit card to pay for things when traveling internationally. However, it's always important to be prepared. By planning ahead and taking care with each transaction, people can avoid potential extra expenses such as foreign transaction fees or ATM withdrawals.

Do I need to tell my bank I'm going out of state? ›

Yes, one of the most important things you need to do before traveling is inform your bank. You want to make sure you'll be able to access your funds and use your debit or credit card while you're on vacation.

Do I need to let my bank know I'm moving abroad? ›

Yes, one of the most important things you need to do before going abroad is informing your bank. You want to make sure you'll be able to access your funds and use your debit or credit card while you're on vacation.

Can I use my Regions Now card internationally? ›

Call 1-866-423-2265 to activate your permanent card for international use. Your permanent card may be declined when used outside of the United States if it is not activated for international use. Temporary cards cannot be used internationally. Funds loaded to the card are eligible for FDIC insurance.

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